finance

The word bankruptcy brings about the image of destitution and misery. Its true meaning isn’t far behind. Declaring bankruptcy means you cannot repay your outstanding debts. According to the American Bankruptcy Institute, there were 38,436 commercial bankruptcies filed in 2017. But, how much debt do you have to be in before you…

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Drowning in Debt? Here’s What You Have to Do

Woman calculating something

“If it is worth doing, then it’s worth doing well,” goes a famous idiom that should guide any prospective homeowner’s goals. After all, your home is a castle, the palace where you while away most of your days. While well, it may not be expansive or lavish, the joy of…

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Top 4 Financial Decisions to Make This Year

Most people are unsure of their financial future. Some are scared that at some point, they might lose all their savings. If you are one of them, there’s good news for you. By making the following smart decisions, you can be more comfortable with your current and future financial position: Take…

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There are various reasons why many homeowners opt to refinance their mortgage. Saving significant money is the most obvious one. It could likewise present an opportunity to change your adjustable rate loan or ARM into a fixed rate mortgage so that you can enjoy a lower interest rate. Two Basic Types…

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The Ifs, Ands, & Buts in FHA Loans

Loans in the United States

The Federal Housing Administration is responsible for giving millions of Americans a roof over their heads — an incredibly great job, no question about that. Without FHA loans, no low-income earner in the United States can probably realize the American Dream that is home ownership like capable citizens can. From…

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