Finance

Getting a fixed-rate home loan usually means paying relatively higher interest than adjustable-rate mortgage borrowers would. Unlike ARMs, fixed-rate home loans come without a “honeymoon period”. The lack of discounts is the price for having unchanging monthly housing payment throughout the loan’s term. But then again, you wouldn’t be necessarily…

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Surefire Ways to Apply for a Housing Grant

Buying your own house nowadays can be a tedious task. You need to learn so much information that it can be overwhelming, especially to a young prospective homeowner. Getting a housing grant – a service offered by institutions such as Wasatch Peaks Credit Union – is a great option to…

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Drowning in Debt? Here’s What You Have to Do

Woman calculating something

“If it is worth doing, then it’s worth doing well,” goes a famous idiom that should guide any prospective homeowner’s goals. After all, your home is a castle, the palace where you while away most of your days. While well, it may not be expansive or lavish, the joy of…

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Real estate agent with house model and keysApplying for a mortgage and getting one is not that easy. Before getting in touch with mortgage brokers in Salt Lake City, finance expert Altius Mortgage Group advises you prepare all your requirements and necessary documents ahead of time. There are several things that a borrower…

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What’s the Right Way to Do Invoice Factoring?

Small businesses have relied on selling their invoices as a way to obtain capital, as it provides them with funding and solves gaps in their cash flow due to slower invoice payments. Online invoice factoring, for instance, has made it easier for small enterprises to borrow a working capital. However,…

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